Where Your Job is Your
Credit
Get a Bad Credit Car
Loan
Are you a DMV-area resident struggling to buy a car because you can’t qualify for an auto loan? The only way to overcome bad credit is by establishing good credit, but this can be challenging if you struggle to find a lender willing to approve you for a car loan. At Car Cloud Auto Group, we are dedicated to assisting residents of Virginia, Washington DC, and Baltimore in obtaining the vehicles they need, even if they currently face credit challenges.
Helping Drivers With Less-Than-Perfect Credit for More Than 10 Years
Car Cloud Auto Group is proud to serve the car, truck, and SUV buying and financing needs of drivers across Virginia and Maryland. If you reside in this region, we are your premier choice for securing a fantastic loan and vehicle, even if you have less-than-perfect credit. We understand that challenging situations can arise for anyone, which is why we consider more than just your credit score. Since our inception in 2014, with the slogan “Where Your Job is Your Credit®,” our mission has remained straightforward: to help each individual find their next vehicle with the best financing options available.
Finance a Used Car Today
We understand that some of our car shoppers have faced rejections from multiple dealerships and lenders. You may think that Car Cloud Auto Group seems too good to be true, but we have a deep understanding of the financing process and the capability to provide you with the options you need.
What Does “Your Job Is Your Credit” Mean?
On this page, the Director of Marketing at Car Cloud Auto Group explores the slogan that forms the catchy jingle: “Where Your Job Is Your Credit.” This slogan has been a cornerstone of our brand since we began selling high-quality cars in the Virginia and Washington, D.C. area in 2014. It signifies:
- Our staff members are trained to work with people who have less-than-perfect credit
- We give people a chance rather than make assumptions based on some number assigned by a credit agency
- We’ll go the extra mile to find you a financing solution and a quality, reliable vehicle
- “Bad credit” shouldn’t stop good people from getting the vehicle they need to get to work, run errands, or get to school
While your credit score plays a significant role in determining your financing options, at Car Cloud Auto Group, we recognize that your job history can also have a positive impact on interest rates. We understand that times are tough, and many individuals who are typically gainfully employed may experience unavoidable gaps in their employment history. Fortunately, some lenders are aware of this and are still willing to work with those who have lost jobs due to circumstances beyond their control.
We collaborate with you to find the ideal car for your family, rather than the other way around. Thanks to our strong lending relationships with Westlake Financial, Credit Acceptance, Wells Fargo, BB&T, SunTrust, and USAA, along with the expertise of our staff, we proudly uphold our slogan every day.
Always remember—at Car Cloud Auto Group, your job is your credit!
Will Getting a Car Loan Hurt or Help My Credit Score?
There are two ways financing a car can affect your credit score:
- Credit checks performed for loans are counted as “hard inquiries” – too many of these types of credit checks may ding your credit score, but the damage usually isn’t severe
- If you make all your necessary payments on time your bad credit will improve – that’s fundamentally how credit works
The benefit of making on-time car payments will exponentially outweigh any damage done by a hard inquiry for an auto loan. Financing a new or used vehicle can be part of your credit repair plan – as long as you’re able to make your payments on time.
What Should I Do if No Washington DC or Baltimore Auto Dealerships or Lenders Are Willing to Give Me a Chance?
You probably haven’t tried every lender out there because there are literally dozens of them. At Car Cloud we work with more than 30 lenders to increase the chance we can find a great auto loan for car buyers with poor credit.
Working with this many lenders also allows us to give our car shopping customers options on rates and terms. You may find you qualify for more auto loans than you realize, so it’s important you know which ones will provide the most advantageous terms for your situation.
Before you give up hope on your car buying journey, visit the dealership where your job is your credit. We have car dealerships in the Virginia, Washington D.C. and Baltimore areas as well as locations in Stafford, Virginia. We also ship vehicles nation wide.
Call Car Cloud Auto Group at (540) 300-3766 for more information.
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To find out more about our used vehicle specials and financing deals, please feel free to contact us at 540-300-3766.
1707 Jefferson Davis Hwy • Stafford, VA 22554
