Auto Loan Rates for New & Used Cars | Car Cloud Auto Group
Posted Monday, Nov 04, 2024
Are you in the market for a used car and need financing? Look no further! We offer competitive auto loan rates for both new and used vehicles. Discover how you can save money and enjoy the benefits of a new or used car loan through Navy Federal.
New and Used Auto Loans
Shopping for a Used Car?
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Your Next Car Is Within Reach
Set your wheels in motion with an auto loan from one of our lenders. Our used car loans come standard with competitive rates that could help you save money.
Used Car Loan Rates
Loan Type Up to 36 mos. APR as low as 37-60 mos. APR as low as 61-72 mos. APR as low as 73-84 mos. APR as low as 85-96 mos. APR as low as new Vehicle4.54%4.74%5.04%6.94%7.84%Late Model Used Vehicle4.54%4.74%5.04%N/AN/AUsed Vehicle5.44%5.74%5.84%N/AN/A
Rates as of Jul 07, 2024 ET.
New Vehicles:2022, 2023, and 2024 model years with 7,499 miles or less. The minimum loan amount is $30,000 for terms of 85-96 months.
Used Vehicles: 2021 and older models or any model with over 30,000 miles. If a vehicle is 20 years old or more, it is considered classic or antique. These vehicles are subject to different loan rates.
Experience Our Car Buying Center
Our fully loaded Car Buying Center has everything you need to finance, buy, research, protect, and enjoy your next car—all in one place.
Plus, you could enjoy great savings through exclusive benefits from Car Cloud Auto Group.
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Use our Auto Loan Calculator to find the best monthly payment for you.
Auto Resources
Car Buying Center
We can help you find everything you need to finance, buy, research, protect, and enjoy your next car. Plus, you could enjoy great discounts, too! Learn about the Car Buying Center
Shop for your next used car with our Car Buying Service, powered by Car cloud auto group.
Registration & Titling
Learn the ins and outs of the car registration process. Learn More about Registration & Titling
Learn the ins and outs of the car registration process.
View MoreAuto Resources
Want to get a great deal on your next car? Put yourself in the driver's seat with these steps.
How to Apply for an Auto Loan
Get a great rate with an easy application process, plus decisions in seconds. Learn more about how to Apply for an Auto Loan
Get a great rate with an easy application process, plus decisions in seconds.
Auto Loan Preapproval Process
A pre-approval allows you to shop with confidence, knowing how much car you can afford. Learn about the Auto Loan Preapproval Process
A pre-approval allows you to shop with confidence, knowing how much car you can afford.
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Can I get approved for an auto loan before I pick out my car?
Yes. Your auto loan preapproval allows you to know exactly how much car you are preapproved for before you shop. Remember—while you negotiate the best price with either a dealer or seller, don't reveal to the seller the maximum amount of finance you are preapproved for.
How do you determine the interest rate on my auto loan?
Your auto loan rate is based on your:
- credit and financial history
- amount financed
- length (term) of the loan
- car's model year
- car's exact mileage reading
How long is my preapproval auto loan check good for?
Your auto loan preapproval is good for 90 calendar days from the date of the check.
